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If you’re a person with Medicare or help a person with Medicare, visit to find more information about Medicare. Most people pay a monthly premium for Part D. To get Medicare prescription drug coverage, people must join a plan approved by Medicare that offers Medicare drug coverage. Learn about what Medicare Part B (Medical Insurance) covers, including doctor and other health care providers services and outpatient care. Each Medicare part covers different healthcare-related costs. Medicare Part D (Prescription Drug Coverage) - Medicare prescription drug coverage is available to everyone with Medicare. Medicare Parts A, B, C, and D are the four distinct types of coverage available to eligible individuals. Most people pay a monthly premium for Part B. Each part covers different services or benefits, and understanding how they work together is key to maximizing your healthcare coverage. The standard monthly premium for Medicare Part B is 174.70 per month in 2024. Part B helps pay for these covered services and supplies when they are medically necessary. What is the cost of Medicare Part B for 2024 Medicare Part B covers medical insurance benefits and includes monthly premiums, an annual deductible, coinsurance and other potential costs. It also covers some other medical services that Part A doesn't cover, such as some of the services of physical and occupational therapists, and some home health care. Medicare Part B (Medical Insurance) - Part B helps cover doctors' services and outpatient care. Most people don't pay a premium for Part A because they or a spouse already paid for it through their payroll taxes while working.
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Beneficiaries must meet certain conditions to get these benefits. It also helps cover hospice care and some home health care. It consists of Part A, which covers hospital services, and Part B, which is medical insurance and covers expenses like doctor appointments, laboratory tests and X-rays. Medicare Part A (Hospital Insurance) - Part A helps cover inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care). Original Medicare (sometimes called Traditional Medicare) is insurance administered by the federal government. Vaccines recommended for adults by the Centers for Disease Control and Prevention’s Advisory Committee on Immunization Practices are free. Medicare has different parts that help cover specific services: Some long-fought-for changes to Medicare’s prescription drug benefits began to take hold in 2023. People of all ages with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).People under age 65 with certain disabilities.Medicare is a health insurance program for: